Category Archives: Finance

Finance for Green Entrepreneurs, Start-ups, and SMEs: Perspectives for Jordan

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Jordan is one of the most water scarce countries in the world where resources are far below the water poverty line which is 1000 m3 per capita per year. Adding to water scarcity, energy availability is another challenge where 96% of the demand is imported from outside.  Due to climate change, both water and energy sectors are expected to be negatively impacted. Lack of water and high prices of energy will both hinder the economic growth and employment rates adding further stress on the current high unemployment percentage specially among youth. Need for Green Economy To get out of this … Continue reading →

Green Sukuk: A Shariah-Compliant Green Financing Instrument

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Is it possible to sustain eco-friendly projects without incurring the violation of shari’ah principles of Islamic finance? The answer is positive, and the sustainable instrument which allows to do it is the green sukuk. Sukuk is the plural form of the Arabic word “sakk”. Since the Umayyad period, the sakk represented a payment tool to remunerate state-salaried officials as military forces and government bureaucrats. It functioned as a trustee certificate that entitled the holders to redeem a specific and determined-in-advance number of commodities from the state treasury at a precise time.[1] In its contemporary meaning, according to the Accounting and … Continue reading →

What are the Best Renewable Energy Stocks to Invest in?

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The term renewable energy is widely used in the modern age, with this referring to energy derived from sources or processes that are continually replenished. The most prominent examples of renewable energy include solar, wind and geothermal energy, with the demand for such sources rising continually amid projections that the vast majority of fossil fuels are now “unburnable” if we’re to successfully limit the threat posed by global warming. At the same time, it’s thought that existing fossil fuel sources will be depleted by 2060 at the current rate of burning, so there’s no doubt that businesses and investors are … Continue reading →

Eco-Friendly Factors To Consider When Investing In Company Stocks

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In today’s investment landscape, integrating eco-friendly considerations into stock market investments is not just a moral imperative but also a strategic financial move. Investors are increasingly recognizing the importance of sustainability in driving long-term growth and minimizing risks associated with environmental degradation and climate change. Companies that prioritize green initiatives, resource efficiency, and sustainable business practices often exhibit resilience and innovation, making them attractive investment opportunities. By focusing on these eco-friendly factors, investors can contribute to a healthier planet while potentially securing robust returns, aligning their financial objectives with environmental stewardship. Monthly Dividend Stocks To Look Out For In the realm … Continue reading →

Binary Options Trading: A Comprehensive Guide

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Binary options offer a unique way for traders to engage with the currency markets. These options combine the analytical aspects of foreign exchange trading with the simplicity of binary options. This guide delves into the essential peculiarities of binary options trading, tailored to intrigue both novice and seasoned traders. Binary Options: The Basics Binary options stand out as a distinct derivative trading option based on currency pairs, combining the potential for high returns with a straightforward decision-making process. These options require traders to predict whether the exchange rate of a pair will rise or fall within a predetermined period, offering … Continue reading →

Strategies for Vehicle Protection: Choosing the Right Insurance

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No matter how good of a driver you are, you can easily get into an accident even if you did nothing wrong because, when you’re driving, you also depend on other motorists. That is why hitting the road requires you to always be prepared for the worst-case scenario. And this is where vehicle insurance enters the picture. But it takes more than just picking the first insurance plan you see that you are sufficiently covered. It all comes down to knowing your particular needs, weighing your options, and coming to wise judgments. However, not everyone knows the right strategies to … Continue reading →

Green Finance: Powering a Sustainable Tomorrow

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Green finance provides linkage between the financial industry, protection of the environment and economic growth. Simply speaking, green finance refers to use of financial products and services, such as loans, insurance, stocks, private equity and bonds in green (or eco-friendly) projects. Green finance, which has grown by leaps and bounds in recent years, provides public well-being and social equity while reducing environmental risks and improving ecological integrity. For example, global interest in green energy finance is increasing at a rapid pace – in 2019, investments in green energy reached the figure of US$ 282.2 billion, which underscores the significance of … Continue reading →

The Environmentalist’s Guide to Responsible Credit Card Use and Debt Management

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Credit cards are a powerful financial tool with several advantages when it comes to managing money. There may, however, be a temptation to overspend. And besides damaging your financial health, the resulting spiralling debt can severely limit your ability to make eco-friendly choices. This is why responsible credit card use and debt management are crucial. Table of Contents Credit Cards and the Debt Trap Risk Credit Card Debt and Low Credit Scores How to Use Your Credit Card Responsibly and Build Your Credit Score How to Manage Credit Card Debt Summary Credit Cards and the Debt Trap Risk Credit cards … Continue reading →

Can Bitcoin Go Green One Day?

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Many people who love to live off-grid or practice being self sufficient love the premise of cryptocurrency. It is perfectly aligned with the ethos of those who wish to unplug from the mainstream and do things their own way. Since cryptocurrency is decentralized and has no governing authority it seems like it should be a perfect fit for these types of people. Unfortunately, there is one glaring area which makes bitcoin and other cryptocurrency an anathema to those off-grid lifestylers. The price of Bitcoin is the key driver behind the environmental impact of the mining network. The mining of cryptocurrency … Continue reading →

دور مؤسسات التمويل الدولية في الاقتصاد الأخضر

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للمؤسسات المالية مثل البنك الأوروبي لإعادة البناء والتنمية دورا محوريا في تبني السياسات الرامية إلى تسريع التخلص من الانبعاثات الكربونية ودعم التنمية المستدامة، بالتوازي مع توفير الفرص الشاملة والتركيز على التحول الرقمي على مستوى العالم. كما تقوم هذه المؤسسات بدور رئيسي فى تعزيز التعاون الثنائي ومتعدد الأطراف بين الحكومات ومع الشركات الكبرى وأصحاب العلاقة المحليين. ويعمل البنك الأوروبي لإعادة البناء والتنمية بشكل وثيق مع الشركاء والمانحين الدوليين مثل: صناديق استثمار المناخ، والاتحاد الأوروبي، ومرفق البيئة العالمية، وصندوق المناخ الأخضر. مساهمة البنك الأوروبي لإعادة البناء والتنمية خلال الجائحة المرحلة الأولى شملت المرحلة الأولى تأمين التمويل للاهتمامات المباشرة مثل: الأجور، تسديد القروض، … Continue reading →

الاستثمار المؤثر والاستدامة – المستقبل هنا

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تتعلق التنمية المستدامة بإيجاد طرق أفضل للقيام بالأعمال مهما كانت طبيعتها، سواء في المستقبل أو في الوقت الحاضر. تتطلب تحديات اليوم وطوحات الغد تغييرًا جذريًا في كيفية قيامنا جميعًا بأعمالنا وإدارة مواردنا. والاستثمار ليس بعيدًا عن كل هذا. فقد بدأ التحول في طريقة تفكير المستثمر في العام 2007 بدخول مفهوم الاستثمار المؤثر (Impact Investing) لأول مرة. ومع نهاية العام 2018، يدير أكثر من 1300 مستثمر مؤثر 502 مليار دولار أمريكي بهدف إحداث تغيير اجتماعي و / أو بيئي إيجابي، بحسب تقرير .(GIIN – Sizing the Impact Investing Market, 2019) اليوم، يواجه عالمنا العديد من التحديات الاجتماعية والاقتصادية والبيئية والتي تضخمت … Continue reading →

الإفادة من الطبيعة في التنمية الاقتصادية المجدية والمستدامة

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لطالما استُخدمت الطبيعة لمنفعة الناس، الأمر الذي أفضى إلى استنزاف شديد للموارد الطبيعية.  وبالرغم من التطورات التكنولوجية الهائلة التي يشهدها العالم، إلا أن الكوارث الناجمة عن التغير المناخي استمرت في التسارع.  وها نحن نقترب من نهاية الإطار الزمني الذي وضعناه لتحقيق أهداف التنمية المستدامة، في الوقت الذي تزداد فيه فجوة الاستثمار اللازم لذلك عن 2.5 تريليون دولار أمريكي. ما الذي يجب فعله؟ طورت شركة “ثري بي إل” منهجية أطلقت عليها اسم “شراكة العّامة مع الكوكب” والتي تحدد المبادئ والطرق التي تجعل من الكوكب وموارده شريكاً متكافئاً مع القطاع العام والذي يضم المؤسسات الحكومية الخاصّة والمجموعات المهتمة بالمسؤولية الاجتماعية، أي بالأحرى … Continue reading →