Category Archives: Finance

Avoiding Common Debt Traps

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Common sense tells us it’s better to be debt-free than to incur debt. However, if you’re going to have a comfortable life — and have yet to obtain an immense personal fortune — some debt is generally unavoidable. After all, few people are in a position to purchase a home, or a car or pay for a college education outright. However, there are right ways to go about taking on these debts and wrong ways. In far too many cases, people who recognize we need those things willingly engage in deception to take unfair advantage of us. With this mind, … Continue reading →

Credit Cards For Bad Credit – Why Everybody Needs to Get One

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If уоu аrе оnе оf thоѕе реорlе whо саnnоt tаkе a brеаk wіth gооd credit ratings аnd аrе wіllіng tо restore аn оbѕсurеd ѕtаtе, thеn bad credit cards аrе rіght fоr уоu. Thеѕе аrе ѕресіаllу designed cards thаt tаrgеt реорlе tо help thеm overcome thе сhаllеngеѕ оf bаd сrеdіt. Thе fаѕtеr уоu focus оn hоw tо rеvеrѕе thе ѕіtuаtіоn; It wоuld bе easier tо build thаt impressive сrеdіt аnd start getting gооd credit ѕсоrе ratings. It іѕ vеrу easy tо gеt thеѕе best credit cards for no credit thаt mоѕt mаjоr соmраnіеѕ аrе introducing nеw орtіоnѕ tо аѕѕіѕt wіth negative … Continue reading →

Talking Green in Jordan

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The global financial recession triggered serious debate among many countries in revealing the causes behind failures and in innovating affordable solutions. Seeking “transformational” economic growth is very fashionable nowadays bringing to the front-line clean energy and green investments as keys for a better future. And for those countries at the heart of change in the Arab World, the famous “Spring” is bringing a different flavor to the aspired change and reform. In Jordan, attention to sustainability (whether environmental or social) is a need as well as a strategic choice. For a country with very limited natural resources and increasingly growing … Continue reading →

African Development Bank and Renewable Energy

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Africa has huge renewable energy potential with some of the world’s largest concentration of alternative energy resources in the form of solar, wind, hydro, and energy. Overall, 17 countries in sub-Saharan Africa are in the top-33 countries worldwide with combined reserves of solar, wind, hydro, and geothermal energy far exceeding annual consumption. Most of the sub-Saharan countries receive solar radiation in the range of 6-8 kWh/m2/day, which counts among the highest amounts of solar radiation in the world. Until now, only a small fraction of Africa’s vast renewable energy potential has been tapped.  The renewable energy resources have the potential … Continue reading →

Financing Solar Panels: Are Solar Panels Financially Feasible For You?

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Solar panels are taking off and that’s the cold, hard truth. In recent years, the residential solar energy market has seen incredible growth. While the particular business segment still has a long way to go, figures don’t lie and the foreseeable future all point to the technology’s development. But if you haven’t joined the bandwagon just yet, you may be asking yourself if the homeowners who’ve already done it are worth emulating.  Is it even feasible, to begin with? Hearing “well that really depends” as a response can be off-putting, so this article aims to thoroughly discuss the financial factors … Continue reading →

العوائق والتحديات التي تواجه المؤسسات الصغيرة ومتوسطة الحجم العاملة في القطاعات الخضراء

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مع انطلاق كلمة “البيئة” ككلمة رنانة على مستوى جميع الصناعات والقطاعات، فان اتساع مجال التحول الأخضر في قطاع الأعمال وتطوير مهارات العاملين فيه أصبح ذا أهمية على مستوى العالم، والشرق الاوسط ليس بمنأى عن هذا التطور. إن المؤسسات الصغيرة ومتوسطة الحجم التي تعمل في قطاع التصميم البيئي ، العمارة الخضراء، الطاقة المتجددة وكفاءة استخدام الطاقة، والاستدامة بشكل عام كلها تعمل على توجيه الدفة نحو نحو التحول إلى الاقتصاد الأخضر في شتى القطاعات. إن قطاع المؤسسات الصغيرة والمتوسطة الحجم العاملة في المجال البيئي في الشرق الأوسط ينمو بشكل مطرد وإن كان بسرعة أقل من المتوقع. الإطار التنظيمي ان من أكبر العقبات … Continue reading →

Green Finance: Powering Sustainable Tomorrow

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Green finance provides linkage between the financial industry, protection of the environment and economic growth. Simply speaking, green finance refers to use of financial products and services, such as loans, insurance, stocks, private equity and bonds in green (or eco-friendly) projects. Green finance, which has grown by leaps and bounds in recent years, provides public well-being and social equity while reducing environmental risks and improving ecological integrity. For example, global interest in green energy finance is increasing at a rapid pace – in 2015, investments in green energy reached an all-time high figure of US$ 348.5 billion, which underscores the significance … Continue reading →

How to Improve E-Waste Management

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Arguably, e-waste is fast becoming the defining issue of our age. Sure, plastics are a huge problem, and the true impact of our plastic production and consumption is only now coming to light. However, recent shifts in attitudes towards single-use packaging and other forms of non-recyclable plastics seems to be making some traction, and across the globe people are beginning to wake up to the destructive consequences of our reliance on plastics of all types. The increase in electronic waste, however, shows no sign of slowing. Current estimates suggest that around two-thirds of the world population own a smartphone, with … Continue reading →

A Glance at Carbon Finance

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The main objective of Clean Development Mechanism (CDM) is to promote sustainable development in developing countries and to allow industrialized countries to earn emissions credits from their investments in emission-reducing projects in developing countries. A particular CDM project cycle involves a wide range of transaction costs which may include the following: Project identification and selection: Costs incurred by project developers and potential investors in identifying prospective projects. Project development and baseline determination: Information costs related to the preparation of a project concept note providing relevant information on project baseline, expected additional emission reductions and corresponding costs. Project validation: The process of independent … Continue reading →

Environmental Factors To Consider Before Investing In Real Estate

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Many people are just concerned about location when it comes to buying real estate. You need to keep in mind that there are a variety of different factors which you need to consider. Only when you take into account these factors, it is easy for you to make the right buying decision. The most ignored element while investing in real estate are environmental factors. When you consider all these factors, it is easy to make the right decision. You cannot ignore these factors in the long term if you plan to become a good and successful real estate investor. Topography … Continue reading →

CDM Enhancing Africa’s Profile Among Investors

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The Clean Development Mechanism (CDM) is an extremely simple concept. Companies in developed economies can continue with their polluting ways so long as they pay for reductions in greenhouse gas emissions elsewhere in the world. Substitute Egypt, Libya, Sudan, Zimbabwe and a string of other African countries for ‘elsewhere’. CDM may not figure highly on the financial radar screens of many entrepreneurs and business people across the globe. They’re probably much more exercised over the merits or otherwise of business banking services, But maybe they should be looking at CDM, not least because entrepreneurial activity and green make interesting bedfellows these days. … Continue reading →

اتفاق باريس وأهمية الحوكمة في التصدي بفاعلية لتغيرالمناخ

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افتتحت قبل أيام مراسم التوقيع على اتفاق باريس بشأن تغير المناخ والذي تم الاجماع عليه العام الماضي في باريس من قبل 195 دولة ضمن مؤتمر الاطراف الواحد والعشرون وسيبقى باب التوقيع مفتوحا لغاية نيسان 2017.بينما يرى الكثيرون أن الاتفاق يعتبر تاريخياً من حيث إجماع كل من الدول الصناعية والدول النامية لأول مرة على سياسة إطارية موحدة بشأن تغير المناخ، ينذر البعض الآخر أن نجاح الاتفاق مقترن بخطط التنفيذ وآليات المراجعة الخاصة به. وعلى كل الاحوال فإن الاتفاق والعملية التي صاحبت تحضيره يعتبر انموذجا يحتذى به في الحوكمة الدولية وفي حشد التأييد على مستوى السياسات. والقضية المهمة حالياً متعلقة بمدى قدرة … Continue reading →