Category Archives: Finance

How to Improve E-Waste Management

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Arguably, e-waste is fast becoming the defining issue of our age. Sure, plastics are a huge problem, and the true impact of our plastic production and consumption is only now coming to light. However, recent shifts in attitudes towards single-use packaging and other forms of non-recyclable plastics seems to be making some traction, and across the globe people are beginning to wake up to the destructive consequences of our reliance on plastics of all types. The increase in electronic waste, however, shows no sign of slowing. Current estimates suggest that around two-thirds of the world population own a smartphone, with … Continue reading →

A Glance at Carbon Finance

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The main objective of Clean Development Mechanism (CDM) is to promote sustainable development in developing countries and to allow industrialized countries to earn emissions credits from their investments in emission-reducing projects in developing countries. A particular CDM project cycle involves a wide range of transaction costs which may include the following: Project identification and selection: Costs incurred by project developers and potential investors in identifying prospective projects. Project development and baseline determination: Information costs related to the preparation of a project concept note providing relevant information on project baseline, expected additional emission reductions and corresponding costs. Project validation: The process of independent … Continue reading →

How to Claim Car Insurance Post an Accident

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When you hold a comprehensive car insurance policy, you may make a claim after you have had an accident. How to claim car insurance is not a puzzle, but does involve some groundwork on your part. How to Get Insurance Benefits You can undergo a car insurance claim process if your car insurance plan covers costs that result due to your car being involved in an accident. If you want to get the benefits that a car insurance policy offers you, you must make a claim with your insurer immediately following the accident. If the insurance company discovers that your … Continue reading →

4 Factors On How You Can Select The Best Health Insurance

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Having health insurance coverage is non-negotiable in a post-Covid world. The rising cost of healthcare is a reality that we can’t ignore anymore and health coverage is essentially a safeguard to ensure that we have access to the best of medical care at all times, no matter the cost. The best health insurance policies are designed to offer you more than basic health coverage and give you access to much more in terms of overall benefits at an affordable premium. In this article, we will look at a few pointers that should help you select the best health coverage and also … Continue reading →

Credit Cards For Bad Credit – Why Everybody Needs to Get One

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If уоu аrе оnе оf thоѕе реорlе whо саnnоt tаkе a brеаk wіth gооd credit ratings аnd аrе wіllіng tо restore аn оbѕсurеd ѕtаtе, thеn bad credit cards аrе rіght fоr уоu. Thеѕе аrе ѕресіаllу designed cards thаt tаrgеt реорlе tо help thеm overcome thе сhаllеngеѕ оf bаd сrеdіt. Thе fаѕtеr уоu focus оn hоw tо rеvеrѕе thе ѕіtuаtіоn; It wоuld bе easier tо build thаt impressive сrеdіt аnd start getting gооd credit ѕсоrе ratings. It іѕ vеrу easy tо gеt thеѕе best credit cards for no credit thаt mоѕt mаjоr соmраnіеѕ аrе introducing nеw орtіоnѕ tо аѕѕіѕt wіth negative … Continue reading →

How to Choose the Right Crypto Exchange for You?

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Choosing the right cryptocurrency exchange to get your cryptos can be a daunting task. You should consider many factors when deciding on the best place to purchase cryptocurrencies. Some crypto exchange allow you to trade fiat for crypto while others only offer crypto-to-crypto trading; some exchanges require more identity verification than others; some exchanges charge higher fees while some offer traders maker/taker fee structures (so make sure you do your research there). Lastly, some crypto platforms make buying and selling cryptocurrencies more difficult than others. We’ve done the homework for you and broken down all of these factors in detail … Continue reading →

5 Tips On How To Successfully Trade On Forex

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So you have finally decided to try your hand in trading Forex. Although it seems quite simple, a little help drafted from the professionals’ experience is always welcome. Here is how to start trading Forex on the right foot and keep your trading successful. 1. Always go for regulated brokerage There are so many offers today when it comes to brokerage services. Although you may have stumbled upon the one that exactly matches what you need, you need to be careful. Always check if the broker is not on the blacklist. Some brokers, at some point, fail to comply with the … Continue reading →

CDM Enhancing Africa’s Profile Among Investors

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The Clean Development Mechanism (CDM) is an extremely simple concept. Companies in developed economies can continue with their polluting ways so long as they pay for reductions in greenhouse gas emissions elsewhere in the world. Substitute Egypt, Libya, Sudan, Zimbabwe and a string of other African countries for ‘elsewhere’. CDM may not figure highly on the financial radar screens of many entrepreneurs and business people across the globe. They’re probably much more exercised over the merits or otherwise of business banking services, But maybe they should be looking at CDM, not least because entrepreneurial activity and green make interesting bedfellows these days. … Continue reading →

What is a Healthcare Reimbursement Plan – Explained

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Healthcare Reimbursement Plan or HRA are reimbursements offered by an employer to their employee for health expenses claims. They are an alternative traditional group healthcare plan. Healthcare reimbursement plans are different because the employer covers health expenses by offering a certain allowance amount instead of choosing a “one-size-fits-all” group health insurance. A healthcare reimbursement plan can provide an employee with an allowance for medical expenses that includes insurance premiums. How Do They Work? Healthcare reimbursement plans require some legal documentation to be constituted as a formal arrangement.  They are also subject to complex federal regulations which need to be fulfilled … Continue reading →

اتفاق باريس وأهمية الحوكمة في التصدي بفاعلية لتغيرالمناخ

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افتتحت قبل أيام مراسم التوقيع على اتفاق باريس بشأن تغير المناخ والذي تم الاجماع عليه العام الماضي في باريس من قبل 195 دولة ضمن مؤتمر الاطراف الواحد والعشرون وسيبقى باب التوقيع مفتوحا لغاية نيسان 2017.بينما يرى الكثيرون أن الاتفاق يعتبر تاريخياً من حيث إجماع كل من الدول الصناعية والدول النامية لأول مرة على سياسة إطارية موحدة بشأن تغير المناخ، ينذر البعض الآخر أن نجاح الاتفاق مقترن بخطط التنفيذ وآليات المراجعة الخاصة به. وعلى كل الاحوال فإن الاتفاق والعملية التي صاحبت تحضيره يعتبر انموذجا يحتذى به في الحوكمة الدولية وفي حشد التأييد على مستوى السياسات. والقضية المهمة حالياً متعلقة بمدى قدرة … Continue reading →

How to Avoid the Common Debt Traps

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Common sense tells us it’s better to be debt-free than to incur debt. However, if you’re going to have a comfortable life — and have yet to obtain an immense personal fortune — some debt is generally unavoidable. After all, few people are in a position to purchase a home, or a car or pay for a college education outright. However, there are right ways to go about taking on these debts and wrong ways. In far too many cases, people who recognize we need those things willingly engage in deception to take unfair advantage of us. With this mind, … Continue reading →

Finance for Green Entrepreneurs, Start-ups, and SMEs: Perspectives for Jordan

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Jordan is one of the most water scarce countries in the world where resources are far below the water poverty line which is 1000 m3 per capita per year. Adding to water scarcity, energy availability is another challenge where 96% of the demand is imported from outside.  Due to climate change, both water and energy sectors are expected to be negatively impacted. Lack of water and high prices of energy will both hinder the economic growth and employment rates adding further stress on the current high unemployment percentage specially among youth. Need for Green Economy To get out of this … Continue reading →